Andrea and Luis came to the US from Venezuela twelve years ago, and have lived in Charlotte for eight years. They’ve worked hard to build a life for themselves. Luis works in a factory, and Andrea has a small house cleaning business.
With long hours and careful saving the couple had been able to purchase a home in Charlotte for themselves and their two daughters. But when the economy started to sour Andrea’s cleaning business declined, and Luis’ hours were cut. Soon they were behind on their mortgage, and didn’t know where to turn. Tips if you are facing foreclosure
When letters from their bank started arriving, as well as offers from companies claiming they could stop the foreclosure immediately, it was hard for them to figure out what to do and who to trust. How to spot foreclosure recovery scams.
Then a letter arrived from Community Link offering help. At first they were skeptical, but with their daughter’s help they checked it out, and confirmed that Community Link is a HUD approved housing counseling agency.
Andrea and Luis’s housing counselor, Ana
“Ana didn’t just help us to save the house. She helped us figure out ways to reduce expenses on things like eating out. She pointed out that we needed to be planning for our future and retirement savings, something we didn’t know anything about. With her help, now we have a plan for our whole financial future.”
Is the foreclosure crisis over in Mecklenburg County?
“We are so grateful to Ana and Community Link,” says Andrea. “Not only did we save our home, now we have a better financial plan. I know if we encounter another crisis like this be prepared to face it.”
If you or someone you know is facing foreclosure or has lost a job and worry you might be in trouble soon please contact us.